For decades, student loans were treated as impossible to discharge. That's changed. StudentLoansDischarged.com helps people who genuinely cannot repay navigate the legal process — with an attorney guarantee backing every case we accept.
If repaying your loans makes it impossible to cover essential expenses — housing, food, utilities, healthcare — that is the foundation of a discharge case.
A discharge is more likely when hardship is long-term or permanent — due to disability, chronic illness, age, or circumstances that won't change significantly.
Courts look at whether you've made payments, applied for income-driven repayment, or otherwise tried to manage your loans — even if you couldn't keep up.
We pursue discharge of up to $120,000 in student loans for a flat $10,000 fee. If we accept your case and are unable to obtain a discharge, our fee is reduced to $5,000. All terms are in writing before you pay anything. Cases above $120,000 are evaluated individually.
Did you know? For-profit school closures have left hundreds of thousands of borrowers with loans for degrees that were never completed or credentials that were never recognized by employers.
StudentLoansDischarged.com is a legal-tech platform operated by a licensed law firm. This tool does not constitute legal advice and does not create an attorney-client relationship. Licensed in California, Nevada, and Arizona.